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Affirm Now available

available instore & online

Tom's Pro Bike × Affirm

Buy now, pay over time

Get a real-time decision with just 5 pieces of info.

Pay in 4

4 interest-free payments every 2 weeks. No fees, no hidden charges.

Monthly payments

Choose a term from 3 to 36 months at 0–36% APR. See your real rate before you commit.

Try it yourself

See your monthly payment

Enter the amount you'd like to finance and we'll show you what your payments could look like with Affirm — powered by the live Affirm API.

$500 $1,500 $3,500 $7,500

Estimated payments from

— /mo

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Bikes you could finance for this amount

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Rates from 0–36% APR based on credit. Estimated payments and APRs are illustrative only — your actual options are confirmed by Affirm at checkout. Subject to eligibility.

Easy checkout

How it works

Three quick steps from cart to ride.

Add items to your cart

Choose your bike

Pick the ride, components, or service you want at Tom's Pro Bike.

Select Affirm at checkout

Select Affirm at checkout

Enter a few details for a real-time decision — no impact on your credit score to check.

Complete your purchase

Ride away

Complete your purchase and pay over time on the schedule you choose.

The benefits

Why pay with Affirm?

Quick and easy

Check your purchasing power in minutes with just a few details.

No hidden fees

See your payment schedule upfront — no late or hidden fees.

Pay over time

Example payment options

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Purchasing power is an estimate and may include a down payment at checkout. Approval and terms are not guaranteed.

Got questions?

Frequently asked questions

  • Can I use Affirm in store?

    Ask our team about Affirm when you shop at Tom's Pro Bike. Online, select Affirm when you check out.

  • Does checking my eligibility affect my credit score?

    Checking eligibility does not affect your credit score. Affirm may report loans to credit bureaus per their policies.

  • What purchase amount can I finance?

    Options depend on your purchase amount and eligibility. Minimum and maximum loan amounts apply.

How Affirm works Affirm Help Center